What happens to my interest rate if I change my Tide Plan?

Our Paid Plans give you preferential interest rates applicable to your Tide Instant Saver Account. Changing your Tide Plan also means changing the interest rate of your Tide Instant Saver account.

You can upgrade your Tide Plan, for example from our Free Plan to Smart, or from Pro to Max, at any time. 

Interest for your Tide Instant Saver is calculated daily, based on the balance available on your Tide Instant Saver account at the end of the day, and paid monthly into your Tide Instant Saver account. The interest rate applicable to your Tide Instant Saver Account, including the interest-earning thresholds and limits, will be aligned to your new Tide Plan on the same day as the upgrade. 

Cancellation or downgrade will take effect on the first day of the following calendar month. The interest rate applicable to your Tide Instant Saver account, including the interest-earning thresholds and limits, will also be aligned to your new Tide Plan on the first day of the following calendar month.